Our Story
Serving You Since 1949
Our Story
Helping People Achieve Financial Success Since 1949
Committed to Members, Community & Giving Back
Certified Federal Credit Union was founded to serve employees in the grocery industry and has grown into a full-service financial institution proudly serving individuals, families, and businesses throughout Southern and Northern California. Today, with more than $900 million in assets, we have the strength and financial stability to provide the products, technology, and personalized service our members deserve. While we have expanded our membership and services over the years, we have stayed true to our grocery roots and remain proud to serve the hardworking individuals and families who helped shape our foundation.
Although we’ve grown over the years, one thing has never changed: our commitment to putting members first. As a member-owned, not-for-profit financial cooperative, every decision we make is guided by what is best for
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the people we serve. Rather than generating profits for shareholders, we reinvest our earnings into competitive rates, lower fees, enhanced services, innovative technology, and products designed to help our members succeed.
Certified Federal is more than a place to bank. We are your partner in financial wellness and are committed to meeting you wherever you are on your financial journey. Whether you are opening your first account, building credit, purchasing a vehicle, buying a home, growing a business, planning for retirement, or preparing for the future, we are here to help. Through personalized guidance, innovative products, and financial education, we support our members at every stage of life.
What truly sets us apart is the relationships we build. We believe banking should be personal, approachable, and centered around your goals. Our members are more than account numbers. They are owners of the credit union and an important part of our community.
For more than 75 years, we have remained committed to the credit union philosophy of “People Helping People”. That philosophy continues to inspire everything we do as we help our members, our employees, and the communities we serve thrive together.
We are proud of where we have come from, excited about where we are going, and honored to be your trusted financial partner.
Certified FCU membership gives you:
Lower loan rates, higher savings yields and fewer fees, because we return our profits to our members
The convenience of 30,000+ CO-OP ATM locations across the U.S.
More than 5,600 CO-OP Shared Branches around the world
Eight convenient branch locations throughout Southern California
We are proud and honored to serve all of our members, which includes the associates and families of the following grocery retailers, and more:
