Real Estate Loans

Welcome to Home Loans

As your trusted Credit Union, it is our goal to make getting a home loan as stress-free and affordable as possible. Whether you are buying your first home, upgrading to a new home or refinancing an existing loan, we provide mortgages with competitive rates that suit your needs.

At Certified Federal Credit Union you can expect best-in-class service from the time you first contact us until your loan is completely paid off. We lend our own money, make our own decisions and service our own loans. As a member, this means your loan will not be sold off to a large loan servicer where you become just a number. You can expect a Credit Union employee to be available with real-time information to answer questions and provide the status of your loan at all times.

Loan officers are available during all business hours at 323.859.2250, Ext. 4115

Why Certified Federal Credit Union

We are 60+ years strong and hold the highest ratings available for financial strength.

  • No Up-front Fees (application, appraisal, origination, lock-in, etc.!)
  • Most Competitive Rates Available
  • Simple Process – No surprises
  • Common-Sense Underwriting
  • Fast Closings

We’re here for you now and for years to come.

Popular Reasons to Refinance

Like most homeowners, you’ve probably heard compelling reasons for refinancing your home loan:

  • Lower your rate and payment
  • Pay your loan off quicker
  • Mortgage Insurance removal
  • Convert your adjustable rate to a fixed rate
  • Get cash for Debt Consolidation, Home Improvements or Personal Use

We can help you determine if refinancing makes sense for you and get you into the best loan for your situation. Just give us a call at 323.859.2250, Ext. 4115

Home Equity Lines of Credit (HELOC)

If you need to pull cash out of your equity we offer a competitively priced HELOC loan. Whether you need money for home improvements, paying off bills, paying for college or any other reason, a Home Equity Line of Credit is an option worth considering. Our experienced Loan Officers will review your individual situation and lay out your options to help you make an informed decision.

To see our Mortgage Rates Click HERE

To speak to a member of our Real Estate Team call 323.859.2250, Ext. 4115

All loans are subject to credit approval and subject to all Certified Federal Credit Union policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice. Other restrictions may apply. Call for complete details. Certified Federal Credit Union, A Division of Vons Employees Federal Credit Union, an Equal Housing Lender. Federally insured by NCUA. NMLS# 403205