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PayDay Loans

Fast, convenient and NO credit check.

PayDay Loans are a fast, convenient way to occasionally get cash to pay bills and avoid returned check fees. Simply provide proof of employment and get your cash fast. With much more reasonable rates than cash-advance lenders, a PayDay Loan is your best choice when you just can’t wait until payday. There’s no wait and no credit check.

Payday Loans Chart

When you need cash fast, we have the best rate around

Handle the unexpected fast. Emergency rooms require money. Flat tires need repairing. Refrigerators go out. None of these unexpected expenses can wait until your next payday and sometimes you just don’t have enough to pay for everything. That’s why we offer this convenient way to occasionally get cash – fast.

No credit check required, just provide proof of employment.

A PayDay Loan is great for true emergency needs. Think of it as a solution for “needs” not “wants.”  There is no pre-payment penalty.

Get your cash today*

We have a $20.00 application fee and all we need are your two most recent pay stubs. Stop going to those cash-advance lenders that charge you so much more. At Certified Federal, we offer a great product at a fair rate.


*Must be a CFCU Member for 30 days.

Click below to apply online. If you have any questions about PayDay loans, please call our Loan Department at 323.859.2250, Option [1].