New & Used Auto Loans
NEW and USED Auto Loan Rate Discounts Available
Maximum discount available is .50% – .25% for Net Pay Direct Deposit and .25% for automatic payment from a Certified Federal Share Account or payroll deduction.
The maximum age of the financed vehicle cannot exceed 12 model years and 175,000 odometer miles.
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New & Used Vehicle Rates
Rates effective as of July 1, 2018 and are subject to change. Rates are based on financing 100% Loan-to-Value (LTV)
* Minimum loan amount for 72 months is $15,000 and 84 months is $25,000
Loan financing available up to 125% LTV (includes tax, license, MPower, MBI and GAP waiver). Loans over 100% LTV are subject to a rate increase of .50%.
Rates are subject to change. Contact your local Certified Federal branch or call 323.859.2250, Ext. 452 for today’s rates.
Certified Federal has a managed-risk credit program and rates vary based upon the member’s individual FICO score.