Individual Retirement Accounts **

Type	Term	Minimum Balance	Rate	APY¹
IRA Certificate²	12 months	$1000	3.34%	3.40%
IRA Certificate²	18 months	$1000	3.20%	3.25%
IRA Certificate²	24 months	$1000	3.10%	3.15%
IRA Certificate²	36 months	$1000	3.00%	3.05%
IRA Certificate²	60 months	$1000	3.15%	3.20%
Jumbo Traditional IRA Certificate	12 months	$50,000	3.34%	3.40%
Jumbo Traditional IRA Certificate	12 months	$95,000	3.58%	3.65%
Jumbo Traditional IRA Certificate	60 months	$95,000	3.34%	3.40%
IRA	Variable Daily Rate	$0	1.24%	1.25%
¹ APY = Annual Percentage Yield ² Penalties may apply for early withdrawals