Member-owned + committed to excellent service.
Certified Federal Credit Union is just like a bank, only better. We’re just like a bank in that we’re a full-service financial institution offering savings and checking accounts, auto loans, credit cards and home mortgages.
However, we’re better than a bank because we’re a not-for-profit financial cooperative that returns profits to our members through lower loan rates, higher savings yields and fewer fees!.
Certified Federal Credit Union membership gives you a host of FREE and low-cost services, such as:
- No Deposit Required to Join + No Monthly Fee
- FREE Membership for you, your family and household
- FREE Checking/Debit Card with Rewards Program
- FREE Online Banking & eAlerts
- FREE Mobile Banking App with Mobile Check Deposit
- FREE Financial Counseling with BALANCE
- Low-Interest-Rate Visa Credit Card w/ Rewards Program and No Annual Fee
- Bill Pay + Bank-to-Bank Transfers
- Get Paid Early with Payroll Direct Deposit
- Access Your Funds at 30,000+ CO-OP Network ATMs
- Over 5,600 Shared Branch Locations Across the U.S
If you’re worried your current institution is too big to provide good service, we’ll take great care of you—we have all the resources of a big institution and the ability to care for your needs. Certified Federal Credit Union is member-owned and committed to excellent service – one member at a time.
Become a Member TodayFinancial excellence.
Certified Federal Credit Union services 60,000+ members and has more than $879 million in assets with more than $174 million in reserves. Periodically, credit unions are evaluated by federal examiners. Both the National Credit Union Administration (NCUA) and our external auditors, Richards & Associates, state that Certified Federal Credit Union is operating in a safe and sound manner. We have consistently received five-star ratings from Bauer Financial and an A+ from Weiss Ratings; both are conservative rating services.
We are federally insured by the NCUA, which regulates the operation of federally chartered and insured credit unions. Your share deposits are federally insured up to at least $250,000 by this organization, so you have the peace of mind knowing that your money is safe with us. In addition, we are an Equal Housing Lender.
