First Mortgage Loans

Why trust your mortgage to us?

As your trusted Credit Union, it is our goal to make getting a home loan as stress-free and affordable as possible. Whether you’re buying your first home, upgrading to a new home or refinancing an existing loan, we provide mortgages with competitive rates that suit your needs.

We are 60+ years strong and hold the highest ratings available for financial strength, so we’re here for you now and for years to come.

  • No upfront fees (application, appraisal, origination, lock-in, etc.)
  • The most competitive rates available
  • A simple process, with NO surprises
  • Commonsense underwriting
  • Fast closings

At Certified Federal Credit Union, you can expect best-in-class service from the time you first contact us until your loan is completely paid off. We lend our own money, make our own decisions and service our own loans. As a member, this means your loan will not be sold off to a large loan servicer where you become just a number. You can expect a Credit Union employee to be available with real-time information to answer questions and provide the status of your loan at all times.

Loan officers are available during all business hours at 323.859.2250, Option [1].

Popular Reasons to Refinance

Like most homeowners, you’ve probably heard compelling reasons for refinancing your home loan. Some of the most common are:

  • Lower your rate and payment
  • Pay off your loan more quickly
  • Remove Private Mortgage Insurance (PMI)
  • Convert your adjustable rate to a fixed rate
  • Get cash for debt consolidation, home improvements or personal use

We can help you determine if refinancing makes sense for you and get you into the best loan for your situation, just give us a call at 323.859.2250, Option [1].

CURRENT RATES

 

All loans are subject to credit approval and subject to all Certified Federal Credit Union policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice. Other restrictions may apply. Call for complete details. Certified Federal Credit Union is an Equal Housing Lender. Federally insured by NCUA. NMLS# 403205