Transfer your High-Interest Credit Card and Save!
Transfer your existing credit card balances to Certified Federal and take advantage of a reliable, cost-effective solution.
Key Benefits:
- 0% APR for the first 6 months. Enjoy interest-free payments during the introductory period.
- Steady non-variable rate afterwards. Avoid the unpredictability of fluctuating credit card interest rates.
If you are looking to pay off credit card debt faster, this balance transfer program is a great option for you! Consolidate multiple credit cards into one monthly payment, and pay it off faster with a balance transfer to a new or existing Certified Federal credit card.
For more information or to start your balance transfer today, contact our Loan Department at 323.859.2250, Option [1].
IMPORTANT VISA DISCLOSURE INFORMATION
The below information is current as of March 1, 2025. This information is subject to change after that date.
Please contact us at P.O. Box 8023, El Monte, CA 91734, to learn of any changes.
*How your finance charge is calculated: We use a method called “average daily balance (including new purchases)”. Certified Federal has a managed-risk credit program with rates based on FICO scores. Your rate will be determined at the point of processing. You authorize Certified Federal, to verify or check any of the information given, including credit references and employment. You authorize Certified Federal to obtain credit reports from any credit reporting agency in connection with your application or with any updated renewal or extension of credit (including your spouse’s if you live in a community property state). You authorize Certified Federal to provide credit information about you and your account to others. You also agree to be bound by the terms and conditions of the Visa Card Agreement and Federal Truth-in-Lending Disclosure Statement for your account. Any credit access devices issued for this account may be sent to the applicant only, and he or she is responsible for ensuring that the additional access devices are delivered to the other applicant on the account. All terms are subject to change. For more information, call 323.859.2250.