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Vehicle Loan-1.25+giftcard

Cruise Into a Lower Vehicle Rate & Big Rewards

Get up to 1.25% off your Auto Loan Rate*
Now’s the perfect time to finance your next ride with Certified Federal Credit Union!

Special Offer: Get a $100 Gift Card
Act Now! Loans funded between July 1-14, will receive a $100 Visa Gift Card!

How You Save MORE with rate discounts:

  • 0.50% off for Electric Vehicle (EV) loans
  • 0.25% off for automatic payments
  • 0.25% off for direct deposit
  • Bonus 0.25% off when you purchase through Auto Expert
APPLY NOW

Refinancing? Already have an auto loan elsewhere?

You can still qualify for up to 1.00% off your rate
Plus: Get a $100 Visa Gift Card (July 1-14)

Disclosure:
*APR=Annual Percentage Rate. Floor rate of 4.09% APR as of June 4, 2025. Auto loan rate discount of up to 1.25% APR includes the following combined incentives: 0.50% off for Electric Vehicle (EV) loans, 0.25% off for automatic payments, 0.25% off for direct deposit, and 0.25% off when you purchase through Auto Expert. Actual rate and approval are based on creditworthiness, loan term, and vehicle age. Offer not valid in conjunction with any other promotional programs. $100 Visa Gift Card offer valid for new or refinanced auto loans funded between July 1-July 14, 2025. Refinanced loans from other financial institutions are eligible. Gift card will be mailed within 30 days of funding. Maximum vehicle age is 12 model years and/or 175,000 miles. Loan financing available up to 150% Loan-to-Value (LTV), including tax, license, MPower, MBI, and GAP. Loans exceeding 100% LTV are subject to a rate increase of 2%. Monthly payment example $29.97 per $1,000 borrowed at 4.09% APR for 36 months with a FICO score of 750+. Certified Federal Credit Union uses a managed-risk credit program.