BNPL: Simple. Fast. Flexible.

Buy Now, Pay Later from Certified Federal offers two types of services available to eligible members with our checking account. Whether you are planning a purchase or looking to spread out payments for one you’ve already made, Buy Now, Pay Later from Certified Federal can help manage your cash flow and stay within your budget.

• Plan Your Purchase offers are for members who need funds upfront to make a purchase and would like to pay for the loan in installments over time.
• Split Your Payments offers are available to members who have already made eligible debit card purchases and would like to pay for those purchases in installments over time.

To access your BNPL offers from Certified Federal, simply log into digital banking and locate “Buy Now, Pay Later”. View and accept your available BNPL offers in seconds, and accept the repayment terms that work for you. You will receive your funds in your account in moments.

You are already qualified