Rates effective as of 10-01-2018 and are subject to change
|Signature Loan||48 months||$25,000||As low as 8.9%1|
|Share-Secured Loan||60 months||Balance of Savings||3.95%2|
|PayDay Loan||1-6 months||$200 - $750||27.90%|
*Standard rate based on Premier FICO score 750+. Certified Federal Union has a managed-risk credit program and rates vary based on your individual FICO score, except for Share Secured Loans.
Share Certificate (CD) Loans
With a Share Certificate loan, your loan is secured by your Certified Federal Credit Union Share Certificates. The amount of your loan cannot exceed 90% of your Share Certificate account balance.
Share Secured Loans
With a Share Secured loan, your loan is secured by your Certified Federal Credit Union Share account. The amount of your loan cannot exceed your Share account balance.
PayDay Loans are a fast, convenient way to get cash to pay bills and avoid returned checks. These loans are for emergencies only and have much more reasonable rates than Cash-Advance Lenders. There’s no wait & no credit check! A $20 application fee applies.