Signature/Share-Secured Loan
Rates effective as of 1-01-2016 and are subject to change
| Type | Term | Maximum Amount | APR* |
|---|---|---|---|
| Signature Loan | 48 months | $25,000 | As low as 11.39%1 |
| Share-Secured Loan | 60 months | Balance of Savings | 8.95%2 |
| PayDay Loan | 1-6 months | $200 - $750 | 27.90% |
*Standard rate based on Premier FICO score 750+. Certified Federal Union has a managed-risk credit program and rates vary based on your individual FICO score, except for Share Secured Loans. |
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Share Certificate (CD) Loans
With a Share Certificate loan, your loan is secured by your Certified Federal Share Certificates. The amount of your loan cannot exceed 90% of your Share Certificate account balance.
Share Secured Loans
With a Share Secured loan, your loan is secured by your Certified Federal Share account. The amount of your loan cannot exceed your Share account balance.
PayDay Loans
PayDay Loans are a fast, convenient way to get cash to pay bills and avoid returned checks. These loans are for emergencies only and have much more reasonable rates than Cash-Advance Lenders. There’s no wait & no credit check! A $20 application fee applies.