Rates effective as of 4-01-2018 and are subject to change
|Signature Loan||48 months||$25,000||As low as 8.90%2|
|Share-Secured Loan||60 months||Balance of Savings||3.95%3|
|Uniform/Union Dues Loan||$10/Week||$250||16.90%|
|PayDay Loan||1-12 months||$200 - $2,000||27.90%|
1APR = Annual Percentage Rate. Standard rate based on Premier FICO score 750+. Certified Federal Credit Union has a managed-risk credit program and rates vary based on your individual FICO score, except for Share-Secured Loans.
Share Certificate (CD) Loans
With a Share Certificate loan, your loan is secured by your Vons Credit Union Share Certificates. The amount of your loan cannot exceed 90% of your Share Certificate account balance.
Share Secured Loans
With a Share Secured loan, your loan is secured by your Vons Credit Union Share account. The amount of your loan cannot exceed your Share account balance.
PayDay Loans are a fast, convenient way to get cash to pay bills and avoid returned checks. These loans are for emergencies only and have much more reasonable rates than Cash-Advance Lenders. There’s no wait & no credit check! A $20 application fee applies.
Vons Employee Uniform/Union Dues Loan
As a Vons employee, you are eligible for a loan to help you pay for the cost of your uniforms and/or union dues.
- Maximum loan amount = $250
- Must be employed by The Vons Companies for at least 60 days