- Get cash for home improvements or debt consolidations
- Lower your rate and your payment amount
- Pay off your loan more quickly
- Convert your adjustable-rate loan to a fixed-rate loan
- Remove Private Mortgage Insurance (PMI)
The Certified Federal Advantage
With Certified Federal, you can expect best-in-class service from the time you first contact us, until your loan is completely paid off.
- No upfront fees for application, appraisal, origination, rate lock-in, etc.
- No rate lock-in worries! We will lock in your rate at the time of application, until the close of the loan.
- Very competitive rates.
- A simple process with NO surprises.
- Common-sense underwriting.